Available August 2025
Use debit like it’s credit
Pay with a debit card and still build credit
Crebit picks the best credit card, pulls from your bank, and pays it off—so you earn rewards and boost your score automatically.
Pay with a debit card and still build credit
Crebit picks the best credit card, pulls from your bank, and pays it off—so you earn rewards and boost your score automatically.
Frequently asked questions
Understand how Crebit™ helps you spend smarter, earn more, and build credit—without changing your habits.
What is Crebit?
Crebit™ is a smart virtual card that works like debit, but gives you the rewards and credit-building benefits. It automatically picks the best credit card for every purchase, moves money from your bank (converted into a USD-backed stablecoin), and pays it off in full. Earn more without taking on debt.
How does Crebit work?
Just link your credit cards and either your bank account (via Plaid) or debit card (via Stripe). When you pay with your Crebit card, we route the transaction to the optimal credit card, pull the funds, and repay it automatically. Behind the scenes, we use blockchain and smart contracts to securely handle payments, reduce fees, and ensure on-time payoff. Build credit effortlessly.
Is Crebit safe to use?
Yes. Crebit uses end-to-end encryption, secure integrations with Plaid and Stripe, and never accesses more than what you approve. We also leverage blockchain infrastructure to log and automate repayments using immutable smart contracts, adding transparency and security to every transaction. Your funds are held securely and used only to repay your connected credit cards.
Do I need good credit to use Crebit?
No. Crebit is designed to help anyone—especially those new to credit—start building credit safely. We handle on-time payments automatically, so you can grow your score without risk or complexity.
How much will this cost?
Crebit is 100% free for users. We earn revenue through optional credit card recommendations and issuer partnerships.
What is Crebit?
Crebit™ is a smart virtual card that works like debit, but gives you the rewards and credit-building benefits. It automatically picks the best credit card for every purchase, moves money from your bank (converted into a USD-backed stablecoin), and pays it off in full. Earn more without taking on debt.
How does Crebit work?
Just link your credit cards and either your bank account (via Plaid) or debit card (via Stripe). When you pay with your Crebit card, we route the transaction to the optimal credit card, pull the funds, and repay it automatically. Behind the scenes, we use blockchain and smart contracts to securely handle payments, reduce fees, and ensure on-time payoff. Build credit effortlessly.
Is Crebit safe to use?
Yes. Crebit uses end-to-end encryption, secure integrations with Plaid and Stripe, and never accesses more than what you approve. We also leverage blockchain infrastructure to log and automate repayments using immutable smart contracts, adding transparency and security to every transaction. Your funds are held securely and used only to repay your connected credit cards.
Do I need good credit to use Crebit?
No. Crebit is designed to help anyone—especially those new to credit—start building credit safely. We handle on-time payments automatically, so you can grow your score without risk or complexity.
How much will this cost?
Crebit is 100% free for users. We earn revenue through optional credit card recommendations and issuer partnerships.
Team
